Guam Workers Compensation - Insurance Coverage in Guam

Insurance coverage in Guam

There is a variety of insurance coverage available on Guam. Each one has its own unique benefits. Knowing a little bit about the different types of insurance, and what is and isn’t covered by insurance in Guam, can help you make more informed decisions about your health and your health care. Worker's compensation is one of the types of insurance coverage that provides benefits to employees who are injured or become ill at work. Insurance policies in Guam are easy to obtain.

There are a few ways to obtain insurance coverage in Guam. You can obtain coverage through an insurance company. You can also purchase insurance coverage as you land on Guam or as you depart. Alpha Insurers, one of the leading companies in Guam for insurance coverage, provides all types of coverage at an affordable rate.

Guam Workers Compensation | Alpha Insurers

Workers' compensation is a type of insurance that provides benefits to employees who become ill or injured on the job. In Guam, worker's compensation is provided through the government-run Workers Compensation Commission. If you're an employee in Guam, whether you work for a big company or a small one, whether you're in the private or public sector, you need to have workers' compensation insurance.

Alpha Insurers Company is one of the most reliable insurance coverage providers on Guam. It provides two types of insurance under the worker's compensation Policy:-

• Worker's Compensation: - All compensation and other benefits due to the insured by the workers' compensation system should be paid promptly when due.
• Employer’s Liability:- Any amount that the insured becomes legally obligated to pay as damages for bodily injury by accident or disease, including death at any time related to such injuries, sustained by an employee of the insured while engaged in the insured's employment.

Workers Compensation Claims: For the claims process, you need to contact your insurance company and inform them that you will be filing a claim. Alpha Insurer's clients can take advantage of the convenient in-house claims service provided by Beneficial Adjusting Company. Feel free to ask any claims-related questions to Beneficial's friendly adjusters. Our goal is to settle claims quickly and fairly so that you can focus on other matters. In consideration of the trauma you or your visitors may have experienced after an accident or loss, Beneficial Adjusting Co. will show you the utmost respect and consideration. Alpha insurers provide the most reliable claims service on the island, so you can put your trust in them. 

Benefits of choosing Alpha Insurers:-

• Alpha insurers offer various benefits to employees, including medical expenses, income replacement, and death benefits. Alpha insurers also provide assistance to employees who are temporarily or permanently unable to work because of injury or illness.
• A friendly environment and personalized service are the hallmarks of Alpha Insurers. You can save money when you insure with Alpha Insurers. The goal of Alpha Insurers is to provide affordable insurance for every customer.
• Alpha Insurers provides quick claims service from its in-house claims department. The Company provides in-house claims services to all Alpha Insurers' clients. If you have questions about claims, feel free to contact Beneficial's friendly adjusters. Alpha Insurers always strive to settle claims as quickly and fairly as possible because they understand your time is valuable. They will treat you with the greatest respect and consideration.
• The policy is issued within a few minutes of your purchase, saving you a great deal of time.
• Wage replacement benefits replace a portion of your lost wages if you are unable to work due to your injury. 

Alpha Insurers offers different types of insurance coverage on Guam. Each one has its own unique benefits. Worker's compensation is one of the types of insurance coverage that provides benefits to employees who are injured or become ill at work. If you're injured while working on Guam, you may be able to receive worker's compensation benefits.